The Client Profile
A Bangalore-based family with UK citizenship and Indian tax residency had built a diversified global investment portfolio of USD 40 million over the years. Their investments spanned international markets, reflecting a strong global outlook.
However, despite the scale and sophistication of the portfolio, most investments were still held in their individual capacity, creating limitations as the portfolio continued to grow.
The Challenge
As the portfolio expanded, so did the complexity. What once worked seamlessly began to create friction:
The Solution
We designed and implemented a future-ready investment structure anchored in Singapore, tailored to the family's long-term wealth objectives.
Creating the Investment Platform
A Singapore-based private limited company was established as a dedicated investment holding vehicle, with ownership retained within the family.
Seamless Capital Deployment
Funds were gradually routed into the structure through permitted LRS remittances from India, along with capital already held offshore — ensuring full regulatory compliance.
Building a Diversified Global Portfolio
The Singapore entity became the central platform for investments across:
- US ETFs and listed equities
- UK and European markets
- Private equity and VCC feeder funds in Singapore and Luxembourg
- Discretionary portfolios managed by global fund managers
Tax-Efficient Structuring
The structure was carefully designed to optimize tax outcomes:
- Long-term investments treated as capital gains at the Singapore level
- Gains remained outside the local tax net
- Efficient structuring of foreign dividend income
Ensuring Regulatory Alignment
The structure was built to avoid POEM risks, supported by:
- Singapore-based decision-making
- Resident director oversight
- Strong local governance framework
The Results
The transformation was both strategic and operational. Today, the family manages its global investments through a robust Singapore platform, enabling them to operate with clarity, flexibility, and confidence — while staying focused on growing their wealth across generations.